5 Considerations When Applying For a Home Loan

5 Considerations When Applying For a Home Loan

New homebuyers often experience a range of emotions as they prepare to close on their first home loan. It can be a very exciting but also an anxious time as you start the process of signing the loan documents. That’s why I’ve put together a few of the most important things to consider before you start applying for a home loan. Thinking through these things can help ease your mind and give you a lot more confidence. One of the most helpful things you can do is to work with an experienced and dedicated real estate agent like me, Louise Suchánek. San Gabriel Valley prospective buyers can give me a call at their convenience at (909) 730-1152. I also have some video interviews of my past clients so you can learn more about their incredible experience with me.

5 Things to Consider Before Applying for a Home Loan

If you’re beginning to think about investing in a home, here are 5 key things to think about before you apply for a loan.

  1. Check your credit – By law, you are allowed to get one free credit report every single year. If you don’t know your credit score, you should consider getting a free report. This will allow you to start addressing any problems on your credit report before the lender pulls your credit. Better credit scores will get more attractive loan options, which may end up saving you big in the long run.
  2. Down payment – You’ll have to put some money down on the loan. The more you put down, the better. The exact amount can vary.
  3. Loan options – Another critical part is to know your loan This part can be complicated because there are several different types of loans. Getting the right loan is one of the ways that you can benefit from a real estate agent like me, Louise Suchánek. San Gabriel Valley clients can get the best possible loan with a real estate agent by their side.
  4. Fees – There are a lot of different fees that are involved with buying home. One of the biggest are closing cost fees. Make sure you know which fees are negotiable and which ones are not.
  5. Shop around – Finally, you are absolutely able to shop around and find a lender that is best for you.

What It’s Like to Work with Louise Suchánek

San Gabriel Valley new home buyers love working with me because, as a licensed real estate agent, I make the entire process much easier for them. I have access to many more house listings that are not anywhere online, even on the MLS. On top of that, I handle all of the tour scheduling, contacting agents, and the paperwork. There are many documents that need to be prepared and signed and I will prepare and organize all of them for you. But perhaps one of the most important parts of my job is negotiating the final price of your home. I have many years of experience negotiating with sellers and I always work my hardest to get you the best possible deal. If you’re hoping to work with me then please give me a call today at (909) 730-1152. When I work with new clients who are buying a second or third home, one of the things they say is, “I wish I had worked with, Louise Suchánek before!” San Gabriel Valley new home buyers will enjoy a quick and easy home buying process. I would love to hear from you and learn about what your goals are for your dream home and how I can make that a reality.

Make sure to give Louise Suchánek a call in the San Gabriel Valley area at (909) 730-1152 to get started.